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Drive Planning


Hear what our clients are saying about us.

I was very skeptical when I was first introduced to Drive Planning, and more specifically REAL, as it sounds too good to be true. However, Cynthia has been very responsive in answering my questions and demonstrated that she is investing in these programs herself. That certainly helped me get past my initial skepticism and I have now experienced the benefit of increased investment returns and an ongoing revenue stream; I have now made Drive Planning a big part of my financial plan. In fact, we are now opening a Drive Planning account for my wife as well!

Rich R
61 – Tallahassee, FL

When I was introduced to Drive Planning, specifically the REAL program, I knew this was an investment opportunity that was right for me. Knowing I was guaranteed a 10% rate-of-return and that I had complete flexibility of my investment every 90 days seemed to be a no brainer. My current investment of $150,000 is yielding me access to $15,000 every 90 days and I feel at ease knowing my principal investment is protected by real estate collateral.

Marvin S
61 – Fishers, IN

We first heard about Drive Planning through our best friend who invested with them before starting to represent the company. She had gone through the investment cycle herself, demonstrating the ease of regaining control over her funds after a 90-day cycle. This transparency and her firsthand experience were compelling reasons for us to consider Drive Planning seriously.

Our stance on investments is pragmatic; We understand that every investment carries its own set of risks. However, real estate investment seemed like a tangible and reassuring approach.

Our strategy with Drive Planning is to generate a steady income stream every 90 days. The goal is simple: to ensure a seamless transition into retirement without dipping into the nest egg, effectively replacing our current income. This strategy not only promises to extend the longevity of our retirement savings but also mitigates the stress associated with financial planning for retirement.
Our experience with our consultant, Cynthia Kerstiens, has been nothing short of exceptional. Her trustworthiness, responsiveness, and professionalism has consistently reinforced our confidence in Drive Planning. Knowing I can rely on prompt and informative communication is invaluable.

Attending an event hosted by Drive Planning was an eye-opening experience. It provided an opportunity to meet the people behind the scenes, from investors to the owners, fostering a sense of accessibility and community. The owners’ presentation was insightful, offering a comprehensive understanding of the program and further solidifying my trust in their vision.

We have recommended Drive Planning to others and plan to continue doing so. We like the idea of knowing what the 90-day payout is if we want to use the funds. It makes planning a budget so much easier. Although we started with the minimum investment, our plan is to incrementally build on it. Drive Planning has offered us a strategic avenue for securing our financial future without just relying on a 401K.

Angela & Bryan E
58/59 – Indianapolis, IN

The passing of my husband was unexpected. As a result, this left me in a financial bind with little to no income. With the small life insurance benefit I received, I invested that in the REAL program which now generates income for me every 90 days – guaranteed. This has brought a tremendous amount of relief knowing I can now make ends meet. This was my lifeline! I only wish I had more money to invest.

Julie C
Age 58 – Duggar, IN

Cynthia has opened our eyes to new opportunities for investments. We are excited to be a part of Drive Planning. The best part is Cynthia explains everything with no pressure. She is always available to educate and explain our questions, making sure we understand while keeping a professional kind heart with each conversation. Thank you, Cynthia, for all you do to support us.

Kim S
Age 65 – Hopkinton, MA

Cynthia is my mother. When she approached me with this investment opportunity, I didn’t hesitate to participate. Knowing my Mom and how careful she is, I knew she would have thoroughly vetted Drive Planning and its owners to make sure there were no red flags to ensure my money would not be at risk. I have seen my investment grow, and as of recent, I requested to withdraw some of my earned interest to purchase some home goods. I’m going to enjoy having extra spending cash every 90 days!

Anya K
Age 23 – Indianapolis, IN