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About Me

hi, I’m cynthia Kerstiens-stewart

My professional journey has been guided by a singular passion: making a meaningful difference in people’s lives. From my early days as a legal secretary, to the dynamic worlds of finance, real estate and healthcare, each role was chosen with the intent to offer support and guidance.

As a real estate broker, franchise owner, and partner in building and development, I was driven by a desire to help families find their perfect homes. As a licensed nurse, I tended to individuals at their most vulnerable moments. And, as a Reverse Mortgage Specialist, I help seniors obtain a pathway to financial security.

Each career pivot was underpinned by an unwavering dedication to uplift and assist, leading me to the transformative work I do now with Drive Planning.

As a Consultant for Drive Planning, I’ve witnessed the profound impact the program can have on individuals of every age. This is not just about investment; it’s about empowerment, providing people with the tools to secure their financial future. Through our unique private real estate investment program, you can build a robust income stream, akin to having a steadfast career working in your favor.

Before advising others, I personally invested in the REAL Program, to ensure I could offer firsthand insights to my clients. This program defies the misconception that existing wealth or extensive retirement savings are prerequisites for financial growth. With the right opportunities, anyone can achieve their financial dreams. It is this belief that I carry into my work every day, driven by the knowledge that through the Drive Planning REAL program, I can continue to make a real and lasting difference in the lives of many.

Don’t let uncertainty hold you back from the life or retirement you deserve. Reach out to me today with your questions, and let’s explore how we can unlock a brighter, more secure future together. Your path to financial freedom is just a conversation away – let’s take that first step together.

My community

Get to know me

What I like:
  • ^Pickleball
  • ^Spinning
  • ^Boating
  • ^Cooking
  • ^Entertaining
  • ^Spending time with friends and family
  • ^Working out at the gym

Drive Planning

Frequently Asked Questions

Why should I choose Drive Planning for financial advice?
Our process delivers solutions to create true success. In addition, My team will provide solutions that can go beyond traditional Wall Street investments thus creating more contractual wealth arrangements.
Can I trust a private investment?
Yes! The private investments that my Drive Planning team will present to you are all collateralized investments.
How can I fund a private investment?
There are several ways to fund your private investment. From funding it from your current savings, to leveraging home equity or even using your 401k. My Drive Planning team will meet with you to discuss the best path for you to fund your private investment.
Why should I choose a private investment?
While traditional investments such as a 401k are vulnerable to market fluctuation, private investments provide you with a promised contractual rate of return.
Will I be able to retire early?
My Drive Planning team will meet with you to understand your financial goals, challenges and opportunities. If retiring early is one of your goals, my team will work with you to guide you through the right investments that will give you the flexibility to retire early.
Why are private investments better than a 401k?
The private investments offered by my Drive Planning team all yield high rate of returns. Our REAL Opportunity promises a 10% rate of return every 90 days, far outpacing your typical 401k rate of return.
What are the qualifications to be considered an accredited investor?
An individual must have earned income exceeding $200,000, or $300,000 when combined with a spouse, during each of the previous two full calendar years, and a reasonable expectation of the same for the current year. The same method (single or joint) must be applied to the income test in all three years.

An individual must have a net worth greater than $1 million (either alone or combined with a spouse), excluding the person’s primary residence.